Features:

Borrowers want the security of stable, fixed mortgage payments
Purchase customers who plan to stay in their home for the long term
Borrowers who have a conservative approach towards financing
Borrowers looking for a fast, simple mortgage

Conforming Fixed loans are the "vanilla" of the mortgage market. A simple, well understood product, which affords competitive long-term rates.  

Features:

Qualify for more home: With a lower, interest-only payment, you will qualify  for a larger loan.

Financial flexibility: Your want the option to make interest-only payments to make funds available to invest, save or spend the way you choose. click here

Problem: You've found your dream home, but have a problem with your debt to incme ratio.  

Solution:  An Interest-Only Mortgage can help solve this problem.  By qualifying at the low interest-only payment amount, your debt to income ratio is reduced so you can more easily afford your dream home. And of course you also have the option of making payments directly to your principal and see it reflected in a reduced payment the very next month.

Features:

Need equity from the old home to close on a new purchase
 Do not qualify for financing both homes until the previous residence sells
Requires a "contingency free" approval so the builder can break ground now
Reluctant to liquidate other assets to meet down-payment guidelines

  Solution:

 Our Bridge Financing is not considered when qualifying for a new home purchase allowing you to qualify for "more home".
No out-of-pocket payment for at least 6 months (any unused portion of the pre-collected  interest will be refunded upon sale of  home)
 The sale of your current home does not need to be a distress sale – Bridge allows up to six months to repay
Remove the contingency on the purchase transaction
Bridge proceeds can fund all costs for both the Bridge and Purchase transactions

Features:

Want to build a new home without paying for two closings
Prefer to know the terms of your perm loan at the time construction begins
Need the flexibility of choosing an niche product for the perm loan

Borrowers will love:
Reduc the combined cost of the your new construction and permanent loan financing by eliminating the need for two closings
Use one loan packet for both the construction and permanent loan
Establish a perm-loan interest rate before the builder breaks ground – we’ll allow rate-locks for up to12 months
Your local construction lender will love:
Having a pre-approved take-out loan commitment
Your builders will love:
Obtaining a contingency-free construction approval
Working with a construction lender with whom he has an established relationship.