Spurr Mortgage

233 E. 10th Street Plaza

Suite 3

Edmond, OK 73034

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(405) 348-9919 (405) 348-6717233 E. 10th Street Plz. Suite 3, Edmond, Ok 73034

No Down Payment for FHA Buyers

I help customers find mortgage solutions that work for them. A very important and satisfying part of my job is offering guidance and education about the process and mortgage solutions for those buyers who are buying a home but are short on cash for a down payment. Because Fannie Mae and Freddie Mac have discontinued all of the 100% LTV financing programs, I am excited to announce a newly enhanced FHA program for buyers to purchase a home with No Down Payment Required!

Borrowers who qualify for a traditional FHA First Mortgage Program is automatically qualified for our 100% LTV NO DOWN PAYMENT loan throughout the State of Oklahoma regardless of the amount of the amount of income earned or whether they’re a first-time borrower or not.

Advantages of this loan program are that pricing is better than or exceeds Fannie Mae’s standard pricing and a seller can pay up to 6% of the closing costs, not to mention, a 620 credit score or better will qualify for a mortgage!

This is a perfect loan for a borrower who wants to keep their investments invested in the market or beneficial to borrows who do not have a down payment. Anyone wanting to purchase new or resale homes not to exceed $275,665, can qualify.

Welcome Home means calling Jennifer Buffington, 405-348-9919 who has 27 years of hands-on experience to help you achieve the Deed and Keys to your Dream Home!


Use Our Online Application

Or call Jennifer Bluffington at 405-348-9919 or email her at jennifer@spurrmortgage.com


No Down Payment Required


No Income Restrictions


No Property Eligibility requirement


No Cash reserves needed


No Bankruptcies or foreclosures


No Prepayment Penalty if loan is paid out early


No Manufactured Homes


No First Time Home Buyer Requirement


Minimum Credit Score 620 or higher


Flexible FHA underwriting Guidelines


6% Contributions from Seller


Save your hard earned money...use it for moving expenses


Purchase new things for your new home