Spurr Mortgage

233 E. 10th Street Plaza

Suite 3

Edmond, OK 73034

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(405) 348-9919 (405) 348-6717233 E. 10th Street Plz. Suite 3, Edmond, Ok 73034

Are You Eligible for a VA Loan?

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Are you eligible for a VA Loan? In order to find out, simply go use our easy check lists below:

VA LOAN CHECKLIST – RETIRED/NON-ACTIVE MILITARY

  1. Get your DD214 Form.
  2. Get proof of VA Disability (if it exists).
  3. Obtain Certificate of Eligibility (COE).
  4. If you’ve not yet made an offer on a house – begin the pre-approval process.
  5. If you HAVE made an offer – we’ll need to know the sale price of the home and have the contract to purchase.

Download the VA Loan Checklist for Retired/Non-Active Military

VA LOAN CHECKLIST – DISABLE/INJURED IN THE LINE OF DUTY

  1. Get your DD214 Form.
  2. Get proof of VA Disability (if it exists).
  3. Obtain Certificate of Eligibility (COE).
  4. If you’ve not yet made an offer on a house – begin the pre-approval process.
  5. If you HAVE made an offer – we’ll need to know the sale price of the home and have the contract to purchase.

Download the VA Loan Checklist for Disables/Injured in the Line of Duty

VA LOAN CHECKLIST – ACTIVE MILITARY

  1. Get your Statement of Service.
  2. Get a copy of your orders to the military base.
  3. Get proof of VA Disability (if it exists).
  4. Obtain Certificate of Eligibility (COE).
  5. If you’ve not yet made an offer on a house – begin the pre-approval process.
  6. If you HAVE made an offer – we’ll need to know the sale price of the home and have the contract to purchase.

Download the VA Loan Checklist for Active Military

Why Pre-Qualify for a Home Loan?

Whether you are planning to use your VA loan benefits or apply for a conventional loan – one important step is pre-qualifying for a home loan. Pre-qualification for a loan means that you have been initially screened and approved by a mortgage lender. It doesn’t only help manage your expectations, but it aids in the entire real estate process.

Here’s why you should pre-qualify for a loan before you even go house shopping:

  • Loan pre-qualification shows you the price range of houses you should look at, depending on the amount of money you’ve been approved to borrow.
  • Loan pre-qualification for a VA Loan by your mortgage lender will ensure that you DO have VA loan benefits.
  • Loan pre-qualification will show your sellers that you’re serious about your offer and ready to buy their house.
  • Loan pre-qualification will help both the listing agent and buyer’s agent keep the process moving quickly and smoothly.