Welcome to the Spurr Mortgage Blog
Negotiating a Land Purchase: How to Make a Fair Offer
Negotiating a Land Purchase: How to Make a Fair Offer Research the land’s market value. Ask a real estate agent to review comparable land sales through the MLS. Check county property records for sales history, recorded acreage, and other useful details. Consider a...
Do These 3 Things During Design Phase
1. Early Architectural & Structural Dependencies These core aesthetic and functional selections must be finalized before the structural engineer completes foundation and framing plans. Exterior Facade Finish & Ledge Detailing Masonry vs. Stucco: Brick...
You Don’t Need 20% Down to Buy Raw Land – Stop Letting This Myth Hold You Back
Dreaming of owning raw land? Whether it’s for building your forever home, creating a homestead, camping escapes, or future investment, that dream feels closer than ever. Yet many potential buyers get sidelined by an outdated myth: “You need at least 20% down to...
Low & No Down Payment Land Loans: Guide to 5% Down vs. 100% Financing
Oklahoma & Kansas Land Loans: 5% Down or No Down Payment Options Looking to purchase land in Oklahoma, Kansas, Arkansas, or Missouri? Whether you're planning to build your dream home now or invest for the future, Spurr Mortgage offers two excellent land financing...
Modular vs. Site-Built Homes in Oklahoma: Which Is Better?
Oklahoma homebuyers who plan to build often ask whether a modular home or a traditional site-built home is the better choice. Both methods can produce an attractive, durable home, but they differ in how the home is constructed, how the project is managed, and what...
What Really Drives the Cost of Building a Custom Home?
What Really Drives the Cost of Building a Custom Home? Watch this YouTube video about this topic When planning a custom home, it is easy to focus on the floor plan and finishes. The video highlights another major budget factor: the building envelope—the walls, roof,...






